Mortgage rate hikes expected ‘until at least September’ as HSBC ups prices
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We handle documentation, monitor progress, resolve queries, and provide regular updates — ensuring a smooth, well-managed mortgage journey. We do not provide mortgage advice or recommend products. Our service is focused solely on case management and support.
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What can we help you with?
Commercial Mortgage
A commercial mortgage finances non-residential properties such as offices, shops, warehouses, surgeries, pubs, care homes and mixed-use buildings, with pricing and terms negotiated individually based on property value and income.
Bridging Loans
Whether resolving a property chain break, securing quick funds, financing an investment, or funding refurbishment work, bridging loans can provide flexible short-term finance tailored to your specific requirements.
Adverse Credit
Bad credit does not always prevent homeownership. We listen to your circumstances, understand past financial challenges, and explore suitable mortgage solutions to help keep your property ambitions moving forward.
Moving House Mortgage
If you already own a home and plan to sell and buy another, we can help explore mortgage options, affordability, and suitable products for your next property move.
Buy to Let
When your buy-to-let mortgage deal ends, reviewing your options could help secure a suitable rate, avoid standard variable rates, or release equity from your investment property for future plans.
First Time Buyer Mortgage
Taking your first step onto the property ladder can feel overwhelming. We simplify the process, helping you understand mortgage options, requirements, and the important steps towards buying your home.
Remortgage
Whether securing a better rate, reducing monthly payments, or releasing equity, remortgaging may help. Our mortgage advisers explain your options and guide you towards a suitable deal for you.
Right to Buy
We support eligible tenants exploring Right to Buy mortgage options, helping you understand affordability, scheme requirements, and lender criteria while finding suitable finance for purchasing your council or housing association home.
Sharia Halal Mortgages
We offer Shariah-compliant property finance solutions for UK residents, expats, and international buyers, providing ethical alternatives to conventional mortgages for purchasing or refinancing residential properties across England and Wales.
Mortgages
The ePayment Financial Solutions Difference
We provide a service that’s uniquely tailored to you.
Want someone to hold your hand through the buying process? We’re here.
Need advice on mortgaging a diverse portfolio? No problem. Unsure what cover will protect you and your family? We’ve got it.
Mortgage Case Workers manage the administrative and process side of a mortgage application from submission to completion. They act as the key point of contact between clients, mortgage brokers, lenders, solicitors, and surveyors to ensure the case progresses smoothly and on time.
What they do:
- Collect, check, and submit client documentation
- Liaise with lenders to track applications and resolve queries
- Chase valuations, offers, and solicitor updates
- Ensure compliance with lender requirements and deadlines
- Keep clients and brokers updated on progress
- Manage cases through to mortgage offer and completion
Mortgage Calculator
Calculate an estimated monthly mortgage repayment based on your property price, deposit, interest rate and mortgage term.
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Your Estimated Monthly Payment
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Mortgage Amount
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Total Amount Payable
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Total Interest
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Loan-to-Value (LTV)
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This calculator provides an illustrative estimate only. Actual mortgage payments may vary depending on your lender, mortgage product, fees and individual circumstances.
How Much Can I Borrow?
Get an indicative estimate based on your household income, monthly financial commitments, deposit and mortgage term.
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Estimated Property Budget
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Income Multiple Used
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This is an illustrative estimate only and is not a mortgage offer. Actual borrowing depends on lender affordability, credit history, outgoings and individual circumstances.
Mortgage Repayment Calculator
Calculate an estimated monthly mortgage payment based on your loan amount, interest rate, term and mortgage type.
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Years
Estimated Monthly Payment
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Total Amount Payable
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Total Interest
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This calculator provides an illustrative estimate only. Actual mortgage payments may vary according to your lender, mortgage product, fees and individual circumstances.
What set apart us from others
We provide expert advice based on 20 years' experience
With 20 years of service, we’ve seen it all. Whether you’re a first time buyer looking to get on the property ladder or a seasoned landlord with a complex income structure, our mortgage experts can help. We can save you money, time and make buying your property easy (and dare we say – enjoyable!). Feel confident that your mortgage is in the right hands with ePayment Financial Solutions experts.
01
Calculate Your Payments
Use our Payment Calculator to estimate your monthly mortgage payment. You can input a different home price, down payment, loan term and interest rate to see how your monthly payment changes.
02
See If You Pre-Qualify
Your pre-qualification request is just the first step in the home loan process, so you need to keep all of your other paperwork together and available for when you’re ready to buy.
03
Buy Your Dream Home
If you get pre-qualified, we will use your information to find the loan amount that works well for your situation. We work hard to make it easy on you for when you’re ready to buy.
Mortgages
What can we help you with?
BTL borrowers ‘left in limbo’ as lender guidance lags
If you are looking for a lender who competitive that prices and the products, stands behind.
- Get Started
ePayment Rate Watch Guarantee
Lock in a great deal now. From there, we continuously track your chosen lender’s rates and keep you informed of any movement. (Lender restrictions may apply.)
If a better match becomes available, we’ll guide you through switching during the process to make sure you secure the smarter option.
SPEAK TO US
Send your enquiry today and one of our advisers will call you back for a free consultation at a time that suits you. Hassle-free with no obligations.